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Here
are the most likely reasons a belt keeps coming off a pulley on a riding
mower/tractor:
Belt
or Pulley Wear
∙ The belt itself is
stretched, frayed, or worn smooth — a worn belt loses grip and wanders off
∙ A pulley is worn, grooved
unevenly, or wobbling due to a bad bearing
Misalignment
∙ One or more pulleys are not
in the same plane — even a slight tilt causes the belt to “walk” off
∙ A bent pulley spindle or
deck hanger bracket will throw off alignment
Idler/Tension
Problems
∙ The idler pulley (the one
that tensions the belt) has a weak or broken spring, so the belt goes slack and
jumps off
∙ The idler pulley bearing is
seized or worn, so it doesn’t spin freely
Debris
or Obstruction
∙ Grass clippings, mud, or a
stick can pack into a pulley and force the belt off
∙ Check under the deck for
buildup around the spindle housings
Incorrect
Belt
∙ A belt that’s slightly too
long won’t stay taut and will slip off
∙ Always match the OEM part
number — aftermarket belts sometimes run a bit loose
Damaged
Belt Keeper/Guide
∙ Most decks have small metal
tabs or guides that keep the belt on the pulley
∙ If one is bent, missing, or
broken, the belt has nothing to catch it when it tries to wander
Where
to start:
1. With the engine OFF, spin
each pulley by hand — any that wobble, grind, or don’t spin freely need
replacing
2. Check that all pulleys sit in
the same flat plane (a straightedge helps)
3. Inspect the idler spring for
stretch or breakage
4. Look for bent keeper tabs and
straighten or replace them
5. Measure the belt against the
spec in your manual
The idler pulley/spring and a worn belt are the two most common culprits — those are good starting points.

